The Samaan Tree Fund (STF) is an open-ended mutual fund with a variable net asset value (NAV) per unit.

Offering a total investment return with safety of capital by investing primarily in a portfolio of residential
mortgages. The interest income earned on the portfolio will meet the income distribution of the Fund.

Providing investors with high returns and safety of capital.

Click here for the Samaan Tree Fund Prospectus

Why Invest in the STF

  • Short and medium-term investment horizon
  • Diversification of your investment portfolio
  • Professional fund management
  • Dividend paid quarterly

Benefits of the STF

  • Competitive returns
  • Convenience via optional monthly
    standing order
  • Property investment without owning a property

Product Details

Type of Investment

Open Ended – Mutual Fund

Joint Account




Fund Returns

Fund returns are variable with dividends paid quarterly. Please contact Home Mortgage Bank to discuss the Fund’s returns.

Payment Options

Electronic Banking (LINX), Cheques, Salary Deductions, Standing Orders



Dividend Payment Options
  1. a. Reinvested quarterly, or
  2. b. Dividend credited electronically to your bank account quarterly.

Quarterly, Semi Annually, or Annually.

Investment Strategy

Funds invested in a portfolio of prime residential mortgages

Minimum Investment


Notice to Withdraw

Nil. Redemption cheques are prepared immediately upon request. Cheques are payable to the